Your One-Stop Financial

Advocate During Divorce

We help individuals and their attorneys navigate complex divorce finances with confidence, clarity, and compassion.
Transforming the challenges of divorce finances into clear, strategic decisions since 2009. Our team of Certified Divorce Financial Analysts® helps individuals navigate asset division confidently while providing attorneys the specialized expertise they need for optimal client outcomes.
Learn more About us
20+
Years of Divorce Experience
3000+
Individuals And Couples Guided
200+
Attorney Partnerships
4
Divorce Specific Certifications
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services

Comprehensive Divorce Financial

Services from Start to Finish

1
Strategic Planning
1
For Individuals And Couples Navigating Divorce
Divorce Financial Planning
Divorce financial mistakes are costly and permanent. We eliminate the guesswork, helping you make confident, informed decisions that protect your future and help you take control.
2
For Attorneys
2
For Attorneys Seeking Financial Expertise
Services for Attorneys
We help strengthen your practice with financial analysis, expert testimony, and thorough case preparation. Our certified team provides responsive support and court-ready documentation, giving you the financial expertise needed to handle even the most complex divorce cases with confidence
3
Financial Mediation
3
For Couples Seeking Collaborative Solutions
Financial Mediation
Our structured financial mediation replaces adversarial negotiations with collaborative problem-solving. Couples work together with our expert guidance to reach fair, lasting agreements while saving time, money, and emotional energy
4
QDRO
4
For Certified QDRO Processing
Qualified Domestic Relations Orders (QDROs)
Retirement asset division demands expertise most people never knew existed. As certified QDRO specialists™, we handle complex pensions, 401(k)s, and executive plans, managing your entire QDRO process to ensure accurate division without costly errors.
5
Pension Valuation
5
For Professional Pension Valuations
Pension Valuation in Divorce
Don't negotiate blindly when a spouse has a pension. Our professional valuations reveal what the pension is worth today, giving you the knowledge needed to make informed decisions about trading versus splitting future payments
6
Post Divorce Planning
6
For Confident New Beginnings
Post-Divorce Financial Planning
Whether continuing from your divorce planning or starting fresh, we help reorganize accounts, update beneficiaries, and create investment strategies that align with your new goals, ensuring you're financially prepared for your next chapter.

What Makes Clearwater

Divorce Advisors Different

Why We Do This Work
Divorce is one of life's most significant financial transitions, but it should never compromise your long-term financial security. We believe every person navigating divorce deserves expert guidance to protect their future and secure the best possible outcome
Our Core Values
Our Mission
We strategically guide divorcing individuals and family law professionals through the complexities of divorce finances with compassionate, client-centered expertise that empowers confident decisions and ensures long-term financial stability

Our Core Values

Empathy
We understand divorce involves real people facing an emotionally fragile time, not just financial transactions. That's why we prioritize real conversations and create a supportive environment where you feel heard, understood, and confident in every decision.
Precision
From meeting critical deadlines to organizing complex financial details, we bring meticulous attention to every aspect of your case. Whether preparing QDROs, valuing pensions, or coordinating asset transfers, our precision ensures every detail is handled accurately when timing matters most.
Empowerment
We believe informed clients make the best decisions, free from doubt or regret. That's why we take pride in demystifying divorce finances and clearly explaining how each choice shapes your future. You gain deep understanding and the certainty to move forward with renewed confidence.
01 - Testimonial
Working with Divorce Financial Solutions, LLC was a truly empowering experience during an otherwise difficult time. Their team combines deep financial expertise with genuine compassion and understanding. They took the time to explain complex financial scenarios in a way that made sense and helped me make informed decisions with confidence. From asset division to long-term financial planning, they were thorough, transparent, and always had my best interests in mind. What I appreciated most was their ability to stay calm, clear, and supportive through every step of the process.

If you're going through a divorce and want a smart, trustworthy advocate on your side, I highly recommend Divorce Financial Solutions. They made a stressful situation manageable—and even gave me a sense of financial clarity moving forward.

Thank you for your outstanding service and dedication Adam and Team!
~ M. Williams
02 - Testimonial
Divorce Financial Solutions was recommended by my attorney to help resolve the division of retirement plan assets post divorce.


I would like to take the time to thank Adam Waitkevich, the Certified QDRO Specialist who is personally handling our case. He has been working diligently to obtain information and communicate it in such a way that is easy to understand for both sides. He is patient, knowledgeable, compassionate and has already helped prevent at least two panic attacks throughout the process. He has a calm, quiet, competent manner that has helped me to better understand the situation and to see workable options I hadn't been aware of or wouldn't have thought of, myself. He also uses the telephone to communicate. We all overuse email and I thought customer service had died a technical death but it hasn't. Adam actually picks up the phone and talks to his clients. No automated attendant on the other line. Although we have not completed the process yet, knowing Adam is here to guide us through to the end is a huge relief.

I know I've thanked you a number of times already, Adam, but I want you to know how truly sincere I am which is why I am posting my sentiments here in this review.


You deserve the recognition and positive accolades.

Great job!
~C.Hebert
03 - Testimonial
Adam and Joe were an incredible help during my divorce. They took the complex terms from my divorce agreement and helped me understand each step in a clear, manageable way. They went above and beyond to explain the process, always made time for my questions, and helped bring much-needed calm to an incredibly stressful time. Their professionalism, expertise, and genuine care transformed a difficult situation into a positive outcome. I'm grateful for their guidance and would highly recommend them to anyone facing similar circumstances.
~G.Roberts
04 - Testimonial
Working with Adam was like working with a big brother. He is trustworthy and kind. He is responsive and explains anything and everything I am so grateful for his patience and understanding.
~ L. Carroll
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Insights & Resources

Explore expert guidance on divorce finances, asset division, QDROs, and planning for your financial future.
Considerations for Business Owners During Divorce
Financial Documents Needed for Divorce
Steps to Update Your Estate Plan After a Divorce

Hear how others took control of

their finances during divorce.

Inside Divorce Practical Advice
Inside Divorce-Adam Waitkevich
Adam Waitkevich of Divorce Financial Solutions joins Hindell Straus Grossman of Sassoon Cymrot Law, LLC to discuss different types of retirement accounts and how they may be divided during a divorce. Adam also explains how to value pensions and Social Security benefits and compare them to other retirement assets.
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FAQs

Common Questions About Clearwater Divorce Advisors

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