By using our website and services, you agree to the following terms. Please read them carefully.
1. About Us
Clearwater Divorce Advisors provides divorce financial planning, QDRO preparation, pension valuation, and related advisory services. We are not a law firm and do not provide legal advice.
2. Use of Website
You may use our website for lawful purposes only.
You may not copy, distribute, or misuse content without written permission.
3. Consultations & Services
We may share information only:
Our initial 15-minute consultation is free and for general information only.
Ongoing services are subject to a written engagement agreement outlining scope, fees, and terms.
Financial analysis and advice are based on information you provide; accuracy depends on the completeness and truthfulness of that information.
4. No Legal or Tax Advice
We work alongside legal and tax professionals but do not replace them. Any legal or tax implications discussed are for informational purposes only.
5. Fees & Payments
Fees will be agreed upon before work begins.
Payment terms will be outlined in your engagement letter.
Late payments may result in service suspension.
6. Limitation of Liability
To the fullest extent permitted by law, Clearwater Divorce Advisors is not responsible for:
Any losses resulting from reliance on our website content.
Outcomes that depend on third-party actions (e.g., plan administrators, courts).
7. Intellectual Property
All website content, including text, graphics, and logos, is the property of Clearwater Divorce Advisors unless otherwise stated.
8. Termination
We may suspend or terminate services if you violate these terms or the terms of your engagement agreement.
9. Changes to Terms
We may update these Terms & Conditions from time to time. Continued use of our site means you accept any changes.
10. Governing Law
These terms are governed by the laws of the Commonwealth of Massachusetts, USA.
The principals of Clearwater Divorce, are also investment of, and offer investment advisory services through Concord Wealth Partners, LLC, an SEC-registered investment advisor. Clear Water Divorce, is not an investment advisory firm.
