Attorney Resources

A growing library of concise, drafting-focused guidance for family law attorneys on QDROs, pension division, military and federal benefits, equity compensation, tax issues, and settlement language. Each briefing is designed to help counsel identify issues early and avoid preventable drafting and implementation problems.
‍
‍Read each briefing online or download its tip sheet to save, print, or keep with your case file.

Get new attorney briefings by email

Text on an orange to pink gradient background reads: '10/10 The overlap threshold below which DFAS will not pay a former spouse directly.

Read the briefing

Three overlapping circles composed of small white dots on a blue gradient background, forming a Venn diagram-like pattern in the center where they intersect.

Read the briefing

Attorney Resources

Drafting Military Pension Division When 10/10 Is Not Met

Portrait of a middle-aged man with short dark hair and a neatly trimmed beard, smiling, wearing a light blue shirt and a dark blazer against a gray background.

Adam Waitkevich
President and Founder

The 10/10 rule does not determine whether military retired pay can be divided. It determines whether DFAS can directly pay a former spouse's property award, requiring at least ten years of marriage overlapping ten years of creditable service. When the test is not met, the award may remain valid, but the order must address payment, verification, taxes, SBP, and enforcement.

Read the briefing

Download the Tip Sheet

TRICARE in Divorce: What the Agreement Can and Cannot Do

Adam Waitkevich
President and Founder

A divorce decree cannot create, extend, or assign TRICARE eligibility, but the timing of the final decree can affect whether a former spouse qualifies. This briefing explains the 20/20/20 and 20/20/15 tests, the 60-day CHCBP enrollment window, and the planning and drafting alternatives counsel can address in the agreement.

Read the briefing

Download the Tip Sheet

Get future attorney briefings by email.

Practical guidance on QDROs, pensions, military and federal benefits, and other complex divorce financial issues.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

New briefings only. No spam. Unsubscribe anytime.

Working a live case that needs hands-on financial analysis?

Services for attorneys

Clearwater Divorce Advisors® is an independent divorce financial consulting and litigation support firm and is not a registered investment adviser, broker-dealer, law firm, or accounting firm. Certain individuals associated with Clearwater Divorce Advisors® may also be separately affiliated with independent SEC-registered investment advisory firms. Advisory services are offered only through those separate entities.

Terms and Conditions